R-Desktop : Working with Accounts : Setting UP an IPQ Questionnaire : Investor Profile Questionnaire : Investor Profile Questionnaire—KYC Questions tab
Investor Profile Questionnaire—KYC Questions tab
This view is accessed by selecting the KYC Questions tab, or by selecting the Next button on the Investment Objective tab.
If an Owner related party status is set to Annulled or Terminated after the account IPQ has been added, the details will be removed from the account IPQ and the Account Investment Knowledge field will be populated with the lowest Investment Knowledge selection from the updated owner/related party list.
The entries in the table are sorted by ownership percentage in descending order.
Field
Type
Description
Net Worth—Liquid Assets
currency
Value of all account owners/annuitant related parties' estimated liquid assets (i.e. cash, money market funds) less any debts. Negative is allowed.
Field will be displayed with an asterisk if Liquid Assets is marked mandatory in R•Broker Administrator.
Field maps and will be saved to the Liquid asset field on the client KYC for each owner/annuitant of the account.
This question maps to the client's current IPQ question #10 for the Liquid Assets amount.
Net Worth—Fixed Assets
currency
Value of all account owners/annuitant related parties estimated value of fixed assets (i.e. current value of a home). Negative is allowed.
Field will be displayed with an asterisk if Fixed Assets is marked mandatory in R•Broker Administrator.
Field maps and will be saved to the Fixed assets field on the client KYC for each owner/annuitant of the account.
This question maps to the client's current IPQ question #10 for the Fixed Assets amount.
Net Worth—Liabilities
currency
Sum of all account owners/related parties estimated value of total net worth.
Calculated as: (Fixed assets + liquid assets) – liabilities = Total net worth.
Field will be displayed with an asterisk if Total net worth is marked mandatory in R•Broker Administrator AND the fields for Liquid assets, Fixed assets and Liabilities are also marked as mandatory (since it is a calculated field).
Field maps will be saved to the Total net worth field on the client KYC for each owner/annuitant of the account. Negative is allowed.
This question maps to the client's current IPQ question #10 for the Total Net Worth sum.
Net Worth—Total Net Worth
currency
Sum of all account owners/related parties estimated value of total net worth.
Calculated as: (Fixed assets + liquid assets) – liabilities = Total net worth.
Field will be displayed with an asterisk if Total net worth is marked mandatory in R•Broker Administrator AND the fields for Liquid assets, Fixed assets and Liabilities are also marked as mandatory (since it is a calculated field).
Field maps will be saved to the Total net worth field on the client KYC for each owner/annuitant of the account. Negative is allowed.
This question maps to the client's current IPQ question #10 for the Total Net Worth sum.
Account Total Net Worth Range
drop-down list
Total net worth range for the account IPQ record. Allowable values will be displayed based on if an account ownership is Individual (sole) or Joint.
Annual Income
drop-down list
Total annual income for the account IPQ record. Allowable values will be displayed based on if an account ownership is Individual (sole) or Joint.
Income Stability
drop-down list
Income stability status for the account IPQ record based on current and expected future income.
Field will be displayed with an asterisk if Income stability is marked as mandatory in R•Broker Administrator.
Field maps and will be saved to the Income stability field on the client KYC for the primary owner of the account.
This question maps to the client's IPQ question #12.
Emergency Funds
drop-down list
Emergency funds status for the account IPQ record based on at least 3 months of expenses saved.
Field will be displayed with an asterisk if Emergency funds is marked as mandatory in R•Broker Administrator.
Field maps and will be saved to the Emergency funds field on the account KYC for the respective account.
This question maps to the client's IPQ question #14.
Concentration
drop-down list
Percentage of total savings and investments for the account IPQ record.
Field will be displayed with an asterisk if Concentration is marked mandatory in R•Broker Administrator.
Field maps and will be saved to the Concentration field on the account KYC for the respective account.
This question maps to the client's IPQ question #13.
Investor Profile—Evaluate
button
When the 'Evaluate' button is clicked, the server will evaluate the responses to the questions to determine the total risk tolerance score, investor score and investor portfolio profile.
Adjuster
display
Displays the Question number or field label that determined the investor portfolio profile assignment.
Back
button
Opens the previous tab screen.
Save
button
Enabled during add (status is Pending) or update (status is Pending or Active); disabled if status is Inactive.
Standard R•Broker RDUI Save functionality - validates and adds the IPQ during add or update.
Close
button
Closes the dialog without saving changes.